Privacy Policy

1. General Provisions

This Privacy Policy (hereinafter — "Policy") establishes the rules for processing and protecting personal data of GemZinvest website users (hereinafter — "Website"). By using the Website, you agree to the terms of this Policy.

2. What data we collect

We collect the following personal data:

• Name and surname
• Phone number
• Email address
• Messages sent through forms on the Website
• Technical data (IP address, browser, cookies)

3. Purposes of data processing

Your data is used for:

• Processing requests and applications
• Communicating with you regarding your inquiries
• Improving service quality
• Compliance with legal obligations

4. Sharing data with third parties

We do not sell, rent or transfer your personal data to third parties without your consent, except as required by law. We may transfer data to processors (e.g., cloud services) solely for the purpose of handling your inquiries.

5. Data storage and protection

Data is stored in secure databases with encryption. Retention period — up to 3 years from the last contact, unless otherwise required by law. You may request deletion of your data at any time.

6. Data subject rights (GDPR)

Under GDPR you have the right to:

• Access your data
• Correct inaccurate data
• Delete data ("right to be forgotten")
• Restrict processing
• Data portability
• Object to processing

To exercise your rights, please contact: info@gemzinvest.com

7. Cookies

The website uses cookies to improve user experience. For details, see the Cookie Policy.

8. Contact information

For all questions regarding personal data processing: info@gemzinvest.com